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Financing Trucks and Trailers at Sun State International
We know how to take the curves out of transportation financing.
At Sun State International Trucks, LLC., we know the ins and outs of the transportation industry. We offer competitive rates and flexible financing solutions through BMO Harris Bank and other financial sources. Our depth of expertise allows us to simplify your financial decisions by showing you your options, sharing solutions, and meeting your financial needs.
If you've decided you want to finance your new truck, you're not alone. Seventy percent of enthusiasts do. With a minimum down payment and approved credit, you can arrange Credit Financing with us and get out on the road quickly.
Plus, you can add all your parts and accessories, apparel, insurance and more. You’ll have everything you need, and you only have to make one monthly payment.
And because we finance more than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That’s why we make it easy.
- 6
- Payment structures, from equal monthly to skip payment
- 0%
- Interest rate on financed 1–4 year extended warranties
- 1
- Monthly payment covering truck, parts, apparel and insurance
FINANCING OPTIONS
We offer the following financing options tailored to fit your needs.
Structures can be combined and matched to your cash flow, season and duty cycle. Tell us how the equipment earns and we'll show you which of these fits.
DEBT FINANCING
Retail financing
Also known as debt financing, a retail finance contract allows you to include the funding for related equipment and many of the other costs for placing equipment in service.
TAX-EXEMPT
Municipal leasing
Tax-exempt municipal leasing helps your government agency obtain essential equipment while staying within budgetary limits. Any agency that can issue tax-exempt securities can generally use it, including states, counties, cities, school districts, universities, hospitals, Special Purpose Districts and Section 501(c) not-for-profit organizations.
PREDICTABLE
Equal monthly
A set monthly payment throughout the term of the contract.
SEASONAL
Skip payment
Excellent for seasonal customers; it preserves cash during your downtimes. Decide which months you need to increase your cash flow, and during those months you can skip your truck payment.
CASH FLOW
Balloon payment
5%, 10% or 15% of the financed amount will be due at the end of the contract. This lowers your monthly payments and preserves your cash flow.
EQUITY
Accelerated payment
Save interest expense with higher payments at the beginning of the contract and lower payments as the contract matures. This builds equity faster and lowers payments when maintenance expenses may increase.
WARRANTY, INSURANCE AND REPAIR FINANCING
More than the truck itself.
WARRANTY, INSURANCE AND REPAIR FINANCING
Warranty
Truck Master Warranty has the ability to finance 1, 2, 3 and 4-year extended warranties. You can also purchase a warranty for your existing truck.
WARRANTY, INSURANCE AND REPAIR FINANCING
We now finance extended warranties
Paying cash for your truck, but can't afford an extended warranty? Finance our 1, 2, 3 and 4 year extended warranties — 0% interest rate, low down payment, easy terms.
WARRANTY, INSURANCE AND REPAIR FINANCING
GAP insurance
Protect yourself and avoid financial loss.
WARRANTY, INSURANCE AND REPAIR FINANCING
CAG Truck Capital
Financing for major engine and transmission overhauls or replacements.
CREDIT APPLICATIONS
Apply for credit.
A credit application can be filled out and then emailed to Lynn.DeJesus@sunstateintl.com. Pick the application that matches the lender you’re working with, or call and we’ll point you to the right one.
Credit applications
3 DOCUMENTSTALK TO FINANCE
Lynn DeJesus
Talk to Lynn DeJesus about financing your truck or transportation equipment with credit, and get out on the road today.
For extended warranty financing, call (800) 621-1331 ext. 1008.
LENDING PARTNERS
Who we finance through.
ALSO FINANCED
Trailers, parts and service.
ALSO FINANCED
Financing trailers
A good business starts with the right equipment. Talk to a member of our sales team about available inventory, financing, or to schedule an in-person appointment, and we'll structure the trailer the same way we structure trucks.
ALSO FINANCED
Credit for parts and service
With approved credit and minimal down payment, we offer an in-house line of credit for all your parts and service needs. Diamond Advantage adds a credit program designed for the transportation industry, and Fleet Charge simplifies parts pricing and billing for qualifying fleets.
FINANCING FAQS
Common questions.
READY TO GET ON THE ROAD?
Hit the road running.
Contact us to explore our trucks and experience nothing less than the dedicated care you deserve.